Amazing Personal Budget Template
And Budget Calculator
If you’re looking for the best personal budget template in Canada, you can download it here for free. It started off as a structured budgeting template, but it has evolved into more than just a template: it’s also now a budget calculator too. People tell us all the time it’s amazing, but that’s for you to decide. You can customize the template to suite your personal budgeting needs, and while you do this, it’s designed to make things as quick and easy as possible. Whether you love details or you’re more of a big picture type of person, this template has you covered. It has plenty for everyone.
What You Get with this Personal Budget Template
Here’s some of what you get with this personal budget template:
- It’s an Excel based budget template spreadsheet designed by budgeting experts at the Credit Counselling Society.
- All expenses are grouped into 9 different categories: Housing Expenses, Utilities, Groceries, Transportation, Clothing, Medical, Personal Expenses, Savings, and Debt Payments.
- It provides comprehensive lists of personal expenses to choose from for each category.
- It visually shows how much you are spending in each spending category with a pie chart and bar graphs.
- It allows you to make any expense weekly, bi-weekly, semi-monthly, monthly, annually, and many other frequencies depending on the type of expense. The spreadsheet then does all the math for you and calculates everything on a monthly basis. This allows you to work with expenses as you relate to them, but it pulls everything together for you so you can easily see and manage the big picture.
- As you fill out your budget in each spending category, it guides you by suggesting a reasonable amount to spend in each category based on your financial situation. If you appear to be spending too much in a category, it will gently bring this to your attention.
- It offers a lot of tips as you create your personal budget on the template. Once you’re done, if you’d like to improve your budget, it can analyze your budget and look for dozens of ways to improve it.
- You can learn more about the features of this personal budget calculator template or you can just download it and try it out. It’s completely free to use.
Download
You Can Download the Budget Template in Many Formats
Select the download option that works for you. You can also download the standard Excel version of this budget template and calculator and open it in Google Sheets (Google Sheets is a free, online version of Microsoft Excel).
For Microsoft Excel (also works on Google Sheets)
For computers with older versions of Microsoft Excel
You can also download OpenOffice for free and then download this file
For Macbooks and Apple iPhones & iPads with the Numbers app
Huge Flexibility – It Can Also Become a Family of Household Budget Calculator
While this Excel template works perfectly as a personal budget, it can also quickly transform into a household or family budget for your home. Whatever you decide to do with it, this free, printable, monthly spreadsheet / worksheet will make your budget simple, easy to understand, and fun.
Give this personal budget template a try and see if it will work you. Most people find the added budget calculator features to be quite helpful as it gives them greater insights into how they’re using their money. The extra features also make it quite a bit more fun and interesting.
Additional Budgeting Related Resources
From Across Our Site That May Interest You
what to budget for
living expenses
How much of your income should you spend on your home, vehicle, groceries, clothes, etc?
how to get
debt help
Are you looking for confidential, non-judgmental help to relieve your stress get your finances back on track?
tracker & calculator