MyMoneyCoach Blog

How to Pay for College or University without Getting into Major DebtQ: I recently finished my first year at college. I had too much fun being out on my own for the first time that I didn’t manage to keep my grades up high enough to have my scholarship renewed for a...

How to Decide if You Can Afford Another Payment in Your Budget or NotQ: Each summer we enjoy time with our friends on their boat. After a great day on the water all we can think about is buying a boat of our own. While it’s hard to justify this expense financially,...

Help! Our Home Equity is All Used Up, Now What?Q: We’ve always used our line of credit to pay our bills and credit cards, and then we’d refinance our mortgage to pay off our line of credit. We’ve never had trouble making our mortgage payments, so we were a little...

How to Make Credit Card Rewards Work for YouQ: We collect points on our credit cards to help pay for our vacation costs but sometimes it can be hard to use them. Some of our loyalty programs now let us redeem the points for cash instead of flights. We’ve been...

How to Tell If Your Father’s Day Gift Idea is Good Enoughby Julie Jaggernath By their own choice, my kids don’t spend a lot of time watching TV. However when they do, the ads are often as engaging for them as the shows. This past weekend was no exception; no matter...

What Are Your Plans for Your Kids This Summer?5 Tips to Make Planning Easierby Julie Jaggernath It’s that time of year: kids are counting the sleeps until school is done for the summer and parents are looking at all of their options to survive the summer with relative...

How to Tell If You're Ready for a MortgageWhat You Can Realistically Affordby Julie Jaggernath Make a budgeting plan with monthly expenses in it before you buy a house The best way to tell if you’re ready to buy a house and& commit to years of mortgage payments is to...

What Do You Do When You and Your Partner Don't See Eye to Eye About Money?Spender vs. Saver Spouses Q: My husband and I argue about money, but not because we don't have enough. We have average incomes and our only debt is a modest mortgage, but he wants to save and...