MyMoneyCoach Blog

Why You Don’t Want an Income Tax Refund Next Year Q: My friend was all but bragging about how big her income tax refund is this year and all the things she wants to spend the money on. I’ve filed my taxes, and while I won’t have to pay, my refund is just enough for a...

11 Ways to Pay for Your Education When Going Back to School By Julie Jaggernath If you’re a mature student looking to return to school, finding ways to pay your tuition and education costs may seem like a daunting task. Couple the increased costs with a decrease in...

3 Secrets to Paying Off Credit Cards Fastby Scott Hannah Q: I have no trouble charging stuff on my credit cards, but paying them down, never mind off, I seem to be going nowhere fast. I feel like I’m missing something, some inside scoop no one ever told me. My...

The Year to Stop Ignoring Your Piggy Bank, Tips to Make Saving EasierBy Julie Jaggernath How’s your piggy bank, aka your savings account, feeling these days – heavy and healthy, or skinny and empty? Countless Canadians all but ignored saving during the past decade’s...

4 Credit Card Minimum Payment MythsHow to Avoid the Pitfalls By Julie Jaggernath Credit cards, those shiny pieces of plastic almost feel magical. A tap, a swipe, or a few clicks is all that stands between us and whatever it is we are buying. But the magic of the...

Turning Resolutions Into Results, Doing Step 3 Helps Ensure Success! By Julie Jaggernath Resolutions are one way me implement changes in our lives. Financial resolutions are always a good idea and there’s nothing like a fresh start at the beginning of the year. But it...

From Credit Cards to Christmas Debt, Which Bills to Pay First?By Carmen Chai By now Christmas credit card bills have arrived, and the holiday debt hangover has sunken in – after the New Year, you may be looking at lengthy credit card statements and savings accounts...

What Are Your Bad Habits Really Costing You? By Julie Jaggernath We all like our habits, in fact, people in general are known to be creatures of habit. You can likely list off a few of your own habits, good and well, not so good. We all have them, and the difference...

6 Smart Money Tips for the Holiday Season By Julie Jaggernath Does it seem like the Christmas and holiday shopping season started earlier this year than it normally does? I wonder if it’s because more Canadian retailers followed the Americans with their Black Friday...