MyMoneyCoach Blog

Five Credit Card Mistakes That Can Ruin Your Credit Ratingby Scott Hannah Q: My boyfriend and I have recently moved in together and we started talking about how to share the bills. He likes to pay for everything with his credit cards to get points, but he’s also...

New Surprising Things Most People Don’t Know about Life & Health Insurance Life and health insurance are important tools to protect your family, yourself, and what you’ve worked hard for and should be included in almost everyone’s financial plan. The interesting thing...

Is a Free Credit Score Really Free? by Scott Hannah Q: My husband and I have recently paid off our student loan debts, so now we’re working on saving for a down-payment to buy our first home. We’re not super savvy with our money, but we do try to watch how much we...

Top Five Money Principles Every Kid Needs to Know by Scott Hannah Q: Before asking for your advice I want to come clean that my husband and I have made a number of financial mistakes over the years. Fortunately, we sought professional help and although it wasn’t easy,...

How to Get the Most Out of Your Income Tax Refund by Scott Hannah Q: My partner and I usually don’t get tax refunds. However, last year we made a big effort to contribute to our RRSPs, despite me starting maternity leave part way through the year. We were pretty happy...

Payday Loans: What You Need to Know Before You Borrow by Scott Hannah Q: I’m embarrassed to admit that I’ve been struggling to pay off $500 that I borrowed from an online payday loan store four months ago. At the time I really appreciated the loan because I was short...

Serious About Paying Off Debt?Here are Three Things to Avoid by Scott Hannah Q: My partner and I were going over our credit card bills the other day and realized that despite our best efforts, we won’t be able to make all of our payments. We aren’t even sure how the...

5 Things You Can Do To Improve Your Credit Score by Scott Hannah Q: I recently applied for a car loan but was told that because of some negative information on my credit report, and my credit score not being high enough, I didn’t qualify for the 0 per cent interest...

5 Smart Money Moves for This Yearby Scott Hannah Q: I’ve been living paycheque to paycheque for years even though I make a good living as a tradesperson. Maybe it’s because I am turning 30 this year that I’ve come to recognize that I can’t ignore my finances anymore....