MyMoneyCoach Blog

#LearnWithCCS Webinars & Workshops:How to Enter the Monthly Draw & Win a $50 Gift Card Want chances to win a $50 gift card while learning how to save on groceries, make a budget, find a good side hustle, and more? One winner will be chosen every month in...

5 Last-Minute, Affordable Mother’s Day Ideas She'll Love by Julie Jaggernath If you are scrambling for last-minute, affordable Mother’s Day gift ideas, you might already have the best present for your mom – time. Share time with your special lady, make an easy, cute,...

How to Really Shop and Save Money by Kevin Sun Many Canadian stores advertise “shop more and save” style promotions that entice people with the idea of spending money to save money. While these “special” deals can certainly be taken advantage of, it’s up to shoppers...

How Much Should Your Down Payment on a First House Be? by Kevin Sun It’s normal to feel pressured to get a down payment when you’re a first-time home buyer, especially when interest rates are low and house prices might be rising. You may have already researched great...

How Entering a Higher Income Tax Bracket Affects Your Pay Cheque by Kelly Gabriel Income tax brackets in Canada can be a confusing subject. Many Canadians think that if a pay raise pushes you into a higher tax bracket, your total pay will be the same or worse than...

Types of Credit Card ChargebacksAnd Why They Matter for Your Money by Kevin Sun When used properly, credit card chargebacks are a powerful tool for protecting your money and credit. However, before starting a dispute with your credit card company, it’s important to...

What Balancing Your Budget Really Means by Kevin Sun What do you imagine when you think about a balanced budget? Do you see your budget as a solid scale, with your income weighing down one end and your expenses the other? Or do you see your budget tiptoeing across a...

Leasing vs Buying a New Car, What Is Better? by Kelly Gabriel Whether you just got your driver’s license and are looking for a new car, have an old ride running on fumes, or are somewhere in-between, it can be hard to decide if you should lease or buy a new car....

5 Things to Do After Getting a Pay Raise by Kevin Sun Getting a raise feels good. Whether it comes from a performance review, a promotion, or a new job, a pay increase is an accomplishment to be proud of and one to celebrate. However, just as a pay cut can cause...